To remove the barrier to access for middle income students to Federal student financial aid programs, and for other purposes.

Middle Income Student Assistance Act of 1991 - Amends the Higher Education Act of 1965 to provide for student eligibility for Stafford loans without regard to an expected family contribution in the determination of need. Provides that any Stafford loan may be counted as part of the expected family contribution in the determination of need for certain other types of student assistance....