To provide for each American the opportunity to provide for his or her retirement through a S.A.F.E. account, and for other purposes.

Savings Account for Every American Act of 1999 - Title I: Personal Retirement Program - Requires each covered employer to: (1) have in effect throughout each calendar year a S.A.F.E. account payroll deduction program for eligible employees; (2) deduct from the wages of each eligible employee and pay the prescribed employee contribution (6.2 percent of wages) on the employee's behalf to the...