USDA Express Loan Act of 2026

What the bill does: This bill speeds up USDA loan guarantees for farmers and rural businesses. It adds simple forms and 5-day approval notices for farm real estate and operating loans up to $1 million from trusted lenders. Guarantees cover 90% of small loans ($125,000 or less), 75% for medium ($125,000-$500,000), and 50% for larger ones. It also fast-tracks rural business...