Senate
Feb 11, 2026

TRUST Act of 2026

Summary

AI Generated

This bill updates bank checkup rules. Well-managed banks with under $6 billion in assets (up from $3 billion) can now be examined by federal agencies just once every 18 months, instead of more often. Key impacts: Smaller community banks benefit by spending less time and money on exams, so they can lend more to families and businesses. Regulators do fewer checks. No new...

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Bill Progress

Bill has been introduced and assigned a number

Introduced(2/11/26)
Committee
Passed House
Passed Senate
President
Law

Sponsor

TB

Mr. Budd

Senate (R) North Carolina

Cosponsors (5)

Topics

Issues

Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Feb 11, 2026

View Bill on Congress.gov