A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

What the bill does: This bill uses a special rule to stop the Consumer Financial Protection Bureau (CFPB) from pulling back its guidance called 'Circular 2024-05.' That guidance says banks can't trick people into overdraft fees without clear opt-in. By blocking the pullback, the bill keeps the protection in place. Key impacts: Who...