A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".

This bill uses a special rule to block the Consumer Financial Protection Bureau (CFPB) from canceling an earlier rule. That rule requires 'Buy Now, Pay Later' (BNPL) loan apps to give clear info on costs, fees, payments, and rights, just like credit cards. Key impacts: Consumers get better protection from hidden fees in BNPL loans. BNPL companies like Affirm or Klarna...