A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

This bill uses a special rule to block the Consumer Financial Protection Bureau (CFPB) from dropping a 2022 rule on fair credit reporting. That rule limits how companies can get, use, or share your credit reports to only allowed reasons, like loans or jobs. Key impacts: Helps everyday people by protecting credit info privacy. Limits banks, lenders, and others from using...