A bill to amend title II of the Social Security Act to reduce from 3 percent to 1 percent the amount of cost-of-living increase necessary to trigger cost-of-living adjustments under such title.

Social Security COLA Trigger Reduction Act of 1985 - Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to reduce from three percent to one percent the amount of increase necessary in the cost-of-living index to trigger OASDI cost-of-living adjustments. Adjusts an associated reporting requirement of the Secretary of Health and Human Services.